Agriculture being the backbone of the Indian Economy, Bank of Baroda has contributed significantly in accelerating the pace of rural development by providing finance to farmer. Bank also finance to farmers for establishing new or for maintaining old orchards.

The mode of finance covers activities of establishing new or maintaining existing orchards, gardens, plantations and nurseries. All capital cost for development of horticulture and maintenance costs of plants, seedlings, grafts, fertilizer, insecticides, pesticides, wages salaries etc is financed.

Eligibility
All persons engaged in raising fruit gardens, plantations and nursery crops as owners of land or permanent tenants or as lease holders (for reasonably long period).

Nature Of Facility
Term loan for capital expenditures & Cash credit for working capital requirements.

Repayment Schedule
Maximum period of 5 to 7 years excluding gestation period when only interest should be recovered.

Subsidy
National Horticulture Board also provide Back Ended subsidy from time to time by formulating special schemes.

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> Baroda Kisan Credit Card (BKCC)
> Agricultural Implements
> Tractors and Heavy Agricultural Machinery
> Financing Second Hand Tractors
> Cultivation of Crops
> Farm Produce Marketing Loan
> Irrigation Potential
> Dealers of Agriculture Inpu ts
> Financing Agencies Providing Custom Services To Farmers
> Providing Employment To Unemployed Technical Personnel Through Agro Service Centers
> Agriclinics and Agribusiness Centers by Agriculture Graduates
> Financing Construction of Farm Building and Structures
> Construction / Expansion / Modernisation / Renovation of rural godown
> Development of Horticulture
> Land Development
> Scheme for Loan Against Gold Ornaments / Jewellery
> Dairy, Poultry, etc.
> Financing Scheduled Caste/Scheduled Tribes
> Scheme for purchase of Agricultural land
> Scheme For Construction Of Sanitation Facilities In Rural Areas