Agriculture being the back bone of the Indian Economy, Bank of Baroda has contributed significantly in accelerating the pace of rural development by providing finance to farmers.

The mode of finance covers activities for purchase of indigenous and improved agriculture equipments/ implements such as sprayers, dusters, hand tools such as khurpi, sickles, secatures, etc, threshers, winnowers, seed-cum-fertilizer drill and bullock or camel and or animal drawn cart etc.

Eligibility:
Progressive, literate and illiterate farmers who are owner of land, cultivators, permanent tenants or leaseholders (for reasonably long period).

Nature Of Facility
Demand loan / Term loan/ Cash Credit

Repayment Schedule
Repayment period is fixed on quarterly/ half yearly or annual basis, based on income generation of the farmer. Maximum period is 7 years.

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> Baroda Kisan Credit Card (BKCC)
> Agricultural Implements
> Tractors and Heavy Agricultural Machinery
> Financing Second Hand Tractors
> Cultivation of Crops
> Farm Produce Marketing Loan
> Irrigation Potential
> Dealers of Agriculture Inputs
> Financing Agencies Providing Custom Services To Farmers
> Providing Employment To Unemployed Technical Personnel Through Agro Service Centers
> Agriclinics and Agribusiness Centers by Agriculture Graduates
> Financing Construction of Farm Building and Structures
> Construction / Expansion / Modernisation / Renovation of rural godown
> Development of Horticulture
> Land Development
> Scheme for Loan Against Gold Ornaments / Jewellery
> Dairy, Poultry, etc.
> Financing Scheduled Caste/Scheduled Tribes
> Scheme for purchase of Agricultural land
> Scheme For Construction Of Sanitation Facilities In Rural Areas