| Sl.No |
Features |
Benefit to customers |
1 |
Minimum Quarterly Average Balance (QAB) |
Rs 75,000/- |
2 |
Statement of Account |
Free two times in a month |
3 |
Balance Certificate |
Free |
4 |
Signature Verification |
Free |
5 |
Folio Charges |
Nil |
6 |
Issuance of Cheque Books |
Free (Unlimited) |
7 |
Demand Draft facility |
50% discount |
8 |
Bankers cheque facility |
50% discount |
9 |
MT/TT facility |
50% discount |
10 |
Immediate credit of out station cheques |
Maximum outstanding not to exceed Rs 50,000/-at any time. In case of new customers the immediate credit is to be accorded only after standard period of 3 months. |
11 |
Transfer of Funds at O/S CBS Branches (outside clearing Area) |
Free of charge(Inter Sol charges) |
12 |
a)Collection of cheques through outstation Non-base branches drawn on other Banks within clearing area of that centre
b)collection of outstation cheques by sending cheques physically through post |
a) Free of charges
b) 50%of Normal collection charges |
13 |
Auto sweep / Reverse sweep (available in multiple of Rs 25,000) |
For the balance in excess of minimum balance of Rs 75,000/-, period of deposit from 15-45 days. Auto sweep to take place when balance is Rs 1,00,000/- (Rs 1 Lac). |
14 |
Net Banking |
Free |
15 |
Auto Pay Roll |
Free |
16 |
Credit Card with free personal accident insurance coverage |
First year free of charge, limited to two partners, two directors, up to two persons of other bodies authorized to operate the account |
17 |
Waiver of processing charges on car loans |
Waiver in case Car Loans are in the name of Proprietor, Firm and Company |
18 |
Rebate/ Discount on Locker rent to proprietor/ partners/ directors. |
20% on locker Rent if locker rent is paid in advance for three years and above in lump sum. |
| 19. Cash deposit |
- At Base and local Non Base Branch
- Outstation Non Base Branch
|
- No cash handling charges for cash deposit up to Rs.50,000 per day per account
- No Inter Sol charges for cash deposit up to Rs 50,000/- per day per account thereafter in excess of Rs 50,000/-, service charge is @ Rs2/- per thousand or part thereof
|
| 20. Cash withdrawal |
| a. Local base branch |
a. Free of charge in respect of any amount /any number of cash withdrawal per day per account |
| b. Local Non-Base / Outstation Non- base branch |
First two cash withdrawals of any amount per account per calendar month is free of charges thereafter each cash withdrawal per day per account in excess of Rs25000/- service charge (@Rs 2/- per thousand or part thereof) is applicable. Note:
- No cash payments to third parties
- Per transaction limit of Rs.50,000/- to customers through self cheques.
|
